About Auto Insurance

 
As an independent agent, our competitive rating can identify the policy that fits best with your driving needs. We always review the deductible and liability options and makes sure you receive all credits available to you, such as:
 
  • Agency Homeowners credit
  • Annual payment savings
  • Good driver
  • Driver training
  • Low Mileage
 
  • Good student
  • Safety equipment discounts
  • Anti theft devices
  • Electronic funds transfer (EFT) savings
  • Multi-car
 
 

Guide to Massachusetts Auto Insurance Coverage

 

BODILY INJURY TO OTHERS:

Protects against a claim or lawsuit if others are injured or killed in an auto accident where you or other operator of your vehicle is considered legally responsible.

PERSONAL INJURY PROTECTION (PIP):

This no-fault coverage pays up to $ 8,000 for medical expenses, funeral costs, lost wages and replacement services.

UNINSURED AUTO:

 
Family on Trip - Auto Insurance in Centerville MA
 
Pays for bodily injury to people injured or killed in accidents caused by uninsured autos.

PROPERTY DAMAGE:

Protects against a claim or lawsuit for damage to someone else's property or auto caused by your vehicle.

MEDICAL PAYMENTS:

Pays reasonable expenses for necessary medical and funeral services for anyone occupying your vehicle at the time of the accident.

COLLISION:

Covers damage to your vehicle caused by a collision.

COMPREHENSIVE:

Covers other damage to your vehicle such as fire, theft, vandalism and collision with an animal. Also includes glass coverage.

SUBSTITUTE TRANSPORTATION:

Provides coverage for reimbursement of a rental vehicle in the event of a Collision or Comprehensive loss.

TOWING AND/OR LABOR:

Pays for towing labor costs at the scene to get your auto going. It does not pay for the cost of repairs.

UNDERINSURED AUTO:

Pays for bodily injury to people injured or killed in accidents caused by underinsured autos.
Contact us today to learn more about the benefits of our auto insurance policies.